Hurricane Damage Claim

Reopening an Insurance Claim - Q and A

Q: How much do adjusters normally charge to have a case reopened?

A: Miguel, At Maximum Insurance Adjusters we charge 10% of any new monies we get you on your Hurricane insurance claim. At Maximum Insurance Adjusters, Inc. we really try to be sensitive to the needs of our clients and keep our fees low. No matter how long ago your hurricane insurance claim was, we still only charge 10% of the claim. We only take our percentage from the money we get you for your claim. We do not take a percentage from any money received prior to Maximum Insurance Adjusters taking on the claim. Our fees also do not come out of your deductible. For all other residential claims we charge up to 20%, however, it greatly depends on the type and size of the claim. Feel free to call our office at (786) 859-6443 for a free evaluation of your claim or if you should have any questions. FYI: You should also know Public Adjuster percentages actually changed as of October 1, 2008. Florida statues mandate a 20% fee cap on residential property insurance claims and condominium association insurance claims. There is also a legislative fee cap on insurance claims resulting from hurricanes, or any events that are declared a state of emergency by the Governor. This provision applies to claims made during the 1 year period after the declaration of emergency. The maximum allowed for these types of claims is 10% of the settlement amount. Once the 1 year period after the hurricane (or state of emergency), this fee-cap is no longer applicable. 

For FREE Consultations, call 855-411-2358  

Hurricane Insurance Claim Question

Q: After the last hurricane, we settled with Nationwide, our insurance company. The adjuster determined at the time that the roof was not a total loss and only in need of repair. Since then, leaks have appeared and subsequent repairs have not solved the problems. roofers have told me the roof should have been replaced and not repaired. Do I have any Recourse?

A: Yes, you have recourse. With some Insurance policies in states like Florida, you have up to 5 years to settle an insurance claim. Maximum Insurance Adjusters, Inc. can help you sort through the damages and recover all the money you're entitled to on your insurance claim, under the terms of your policy. To get started you can give us a call.

For FREE Consultations, call 855-411-2358