What do I do if I'm not happy with the Insurance company's decision? - Q and A

Q: Six months ago I filed a claim for hail damage that occured to my home. The insurance company only wants to pay for one side of the house that had the most damage and take pieces to fix the other 3 sides. I am not happy with this, due to it will make the value of my home go down. Should I fight for them to replace all 4 sides of the home with new siding? They are trying to make this very difficult for me and my contractor.

A: As far as I know, your state does not yet allow Public Adjusters. This is unfortunate as this issue is very commonly dealt with by Public Adjusters and it can be rather frustrating for policy holders to sift through. Issues related to matching are specified in your homeowner’s insurance policy. The best suggestion I can give you is to contact your insurance agent and ask him to explain your coverage as it pertains to matching and where you can find it in your policy. Good luck!! I hope this helps.

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