About Maximum Insurance Adjusters


Our Mission & Values

Maximum Insurance Adjusters Inc. is an insurance claim recovery company, otherwise known as a public adjusting firm, specializing in negotiating and settling property insurance claims throughout the entire state of Florida, New York, New Jersey and Virginia.  We work solely for the policyholder in order to maximize their insurance claim recovery. We are an all-lines public insurance adjusting company, processing every type of property insurance claim. We handle residential, commercial, business interruption, hazard insurance claims, historical properties, condominium association properties, and homeowner association (HOA’s) properties.

We get you more money on your insurance claim

MIAI was founded by Joseph Sabbagh, PA to help insurance policy holders reach the highest recovery amount on their insurance claim.  MIAI combines the experience, knowledge, and resources of its extensive staff of specialists to maximize your insurance claim recovery and resolve your claim as quickly as possible.

We offer the best customer service

MIAI strives to provide the highest level of customer service.  We ensure that each of our clients, regardless of the size of their claim, receives the utmost care and attention, helping them make sense of the insurance claim process while maximizing their claim recovery and alleviating their stress.  Our goal is to quickly resolve your insurance claim for the maximum recovery amount so that you, our client, can rest assured knowing that we have professionally and efficiently handled your claim.    

At MIAI we focus on providing the highest level of customer service while maximizing your insurance proceeds, and as a result our customers keep coming back to us, whether to refer a friend, or because they need our help again. At MIAI, we love that, because then we know our clients are happy, and that is our goal.

About our Services

MIAI strives to provide each and every customer with the highest level of customer care.  As a result we offer the most comprehensive insurance claims recovery services possible to maximize your claim: 

  • Inspection of property
  • Full review of insurance policy
  • Assessing cause of loss
  • Filing insurance claim
  • Property Damage Estimate
  • Contents Damage Inventory
  • Insurance claim negotiation
  • Re-opening insurance claim
  • Filing a Supplemental claim
  • Insurance Mediation
  • Insurance Appraisal

MIAI coordinates your entire insurance claim from start to finish, alleviating the stress of dealing with your insurance claim, moving quickly and efficiently through the insurance claims process, and maximizing your recovery under the policy.

About the President, Joseph Sabbagh

Joseph Sabbagh is an insurance claim recovery expert certified in public adjusting, as well as an insurance Appraiser and an insurance Umpire. He works as a Consultant and Public Adjuster throughout Florida, New York, New Jersey, and Virginia. Joseph is at the forefront of the insurance industry. He specializes in residential, historical, commercial, hazard insurance claims, complex multi-party claims, and homeowner/condominium association property insurance claims.. He has handled extensive insurance claims resulting from water, mold, hurricanes, tornadoes, fire, vandalism, sinkholes and business interruption. Joseph is one of the only Public Adjusters in the country capable of handling property liability insurance claims, and does so in states where licensing permits. He also has experience evaluating complex contents damage to properties, including fine art and Persian/oriental rugs.  He has extensive knowledge and experience evaluating properties, writing estimates, adjusting, negotiating and appraising insurance claims.

He frequently provides consultative services for Lenders, Banks, Mortgage Servicers, Investors, Foreclosure Law Firms, Forced Placed Insurance Brokers, and Insurance Law Firms. Joseph advised the country’s largest Forced Placed Insurance Wholesaler and affiliated Servicing companies regarding the major 2012 legislative changes to Fannie Mae regarding hazard insurance coverage, fees, and settlements. Joseph also wrote for the Miami Herald’s “Ask The Expert” column online. As the President and founder of Maximum Insurance Adjusters, Inc. Joseph handles first party claims, third party property insurance claims, and hazard insurance claims as part of his public adjusting practice.

He is an active member of the Florida Association of Public Insurance Adjusters (FAPIA), Windstorm Insurance Network, and the American Association of Public Insurance Adjusters (AAPIA).